How much will you earn together?
Enter your combined monthly spend across categories. Watch the annual cashback update live.
Monthly Spend
Projected Annual Cashback
Duo
For couples, 2 cards
$0
per year
$0/year fee · 2% groceries · 2% dining
Family
Up to 4 cards, spending caps
$0
per year
$99/year fee · 3% groceries · 2.5% dining
Family Premium
Up to 6 cards, lounge access
$0
per year
$249/year fee · 4% groceries · 3% dining
Every feature, side by side.
Your calculator results pre-selected the Family plan. Switch columns to explore others.
Feature
What a real month looks like.
Toggle between scenarios to see how Swipe organizes spending for different family structures.
Swipe Duo · February 2026 Statement
$1132.58 total spend
Cashback Earned
+$25.85
Whole Foods Market
$187.42
+$5.62
Nobu Restaurant
$134.00
+$3.35
Delta Airlines
$620.00
+$12.40
Trader Joe's
$94.17
+$2.83
Shell Gas Station
$68.00
+$1.36
Netflix & Spotify
$28.99
+$0.29
Total rewards this month: $25.85
Applied to next statement
Swipe Duo
Alex and Morgan share one rewards pool. Both see every transaction in real time.
Spend by Category
No "Who Bought This?" Moment
Every transaction shows which cardholder made the purchase. Split the statement in one tap.
They merged their wallets. Here's what happened.
"We got married in October and merged our finances in November. Swipe made the 'who spent what' conversation completely unnecessary — the dashboard just shows us both, together."

Priya Nair
Software Engineer · Married 4 months
"Tyler hit his card cap on a Tuesday and I got the alert before he even got home. The conversation was calm because we both had the same data. That's worth every dollar of the annual fee."
Marcus Webb
Dad of 3 · Pediatric Nurse
"We used to have 4 different cards between us and couldn't figure out which rewards to use for our anniversary trip. Now we pool everything and took Hawaii for almost free."

Danielle & Kevin Osei
Dual-income household · Chicago
12,000+
Active Families
$4.2M
Cashback Paid Out
4.8 / 5
Trustpilot Rating
< 3 min
Average Application



